Am I Ready?
While the VA does not have programs specifically for individuals with dementia or Alzheimer’s, there are benefits available through VA programs which are available and relevant to veterans with these conditions. A person’s benefit known as Aid and Attendance can provide the greatest amount of financial assistance, up to approximately $2,5000/month in some cases.
- How to Apply
You may apply for Aid and Attendance benefits by writing to the Pension Management Center (PMC) that serves your state. You may also visit your local regional benefit office to file your request. You can locate your local regional benefit office using the VA Facility Locator.
- What is long Term Care Insurance?
Long Term Care Insurance (LTC) helps cover the cost of ongoing care that’s not covered by your health insurance or by Medicaid or Medicare. LTC kicks in when you’ve got a chronic illness or disability that means you need continuing help with daily activities. Like bathing and eating. LTC covers the additional costs if you need to be in a nursing home or assisted living community, or if you have an aide come to your home. Long Term Care policies can vary quite a bit in what they cover and what they cost, please read the fine print.
Long Term Care policies greatly differ and cover many different things. Therefore, it is very important to get LTC that meets your individual needs. Many companies now offer policies that can be tailored to your specific needs. It is important to do your research and select a policy that works for you.